Affiliate Disclosure

Last updated: October 19, 2026

This disclosure complies with the Federal Trade Commission's 16 CFR Part 255 guidance on endorsements and testimonials.

How we earn

ZebitApply earns a referral fee when a reader applies to a partner lender or lease-to-own provider through links on this site. Partners include lease-to-own providers (such as Katapult, Snap Finance, Progressive Leasing, and Aaron's), BNPL providers (such as Affirm), and state-licensed personal loan companies.

Which links are affiliate links

Links on the Compare Offers page are affiliate links. Links to specific providers from the Zebit alternatives page and the homepage may also be affiliate links. Links to government resources, consumer-protection agencies, and news sources are informational and are not affiliate links.

How compensation affects content

Compensation does not influence our editorial scoring, our selection of providers, or the honest treatment of each provider's trade-offs. We cover providers that do not pay us when that is required for an accurate comparison. If we remove or downgrade a provider from our rankings, we do so based on our methodology and not based on compensation.

No pay-for-review

We do not accept payment to write favorable reviews. We do not fabricate star ratings or review counts. All editorial scoring is based on the methodology published on our About page.

Questions

Disclosure questions: [email protected]