# ZebitApply

> Independent review site covering the Zebit buy now pay later marketplace (inactive since 2022) and vetted lease-to-own and BNPL alternatives for US shoppers with limited credit. Not a lender. Not affiliated with Zebit, Inc.

Key facts:
- Zebit was a San Diego e-commerce and BNPL company founded in 2015. It listed on the ASX (ZBT) in October 2020 and delisted in 2022. The marketplace remains inactive in 2026 with no confirmed relaunch.
- Zebit sold its own catalog (175,000+ products at peak), approved members for spending limits of about $750 to $2,500 without a FICO check, and split purchases into a 25 percent down payment plus six 0 percent APR payments. Revenue came from retail markups.
- Partner offers compared on ZebitApply are available in 46 states plus Washington, DC, and are not available in Arkansas, New York, Vermont, or West Virginia.

Full text of key pages: https://zebitapply.com/llms-full.txt

## Zebit status and history
- [Zebit: best alternatives and status](https://zebitapply.com/): Main hub page.
- [What Happened to Zebit](https://zebitapply.com/what-happened-to-zebit.html): Timeline from 2015 launch to 2026 status.
- [How Zebit Worked](https://zebitapply.com/how-zebit-worked.html): Spending limit, down payment, six-month plan, marketplace.
- [Zebit Login](https://zebitapply.com/zebit-login.html): Account access status for former members.

## Alternatives and tools
- [Sites Like Zebit: 5 Alternatives Compared](https://zebitapply.com/zebit-alternatives.html): Katapult, Snap Finance, Progressive Leasing, Aaron's, and Affirm compared on approval amounts, credit checks, terms, and early payoff.
- [Zebit vs Katapult](https://zebitapply.com/zebit-vs-katapult.html): Closest working replacement compared.
- [Zebit Payment Calculator](https://zebitapply.com/calculator.html): Monthly payment and markup estimator.
- [Compare Offers](https://zebitapply.com/apply.html): Comparison form for partner offers.

## Policies
- [Editorial Policy](https://zebitapply.com/editorial-policy.html): Sourcing, fact-checking, review verification, corrections.
- [About](https://zebitapply.com/about.html)
- [Affiliate Disclosure](https://zebitapply.com/disclosure.html)
- [Privacy Policy](https://zebitapply.com/privacy.html)
- [Terms of Service](https://zebitapply.com/terms.html)
- [Sitemap](https://zebitapply.com/sitemap.html)

## Optional
- [XML sitemap](https://zebitapply.com/sitemap.xml)
- [RSS feed](https://zebitapply.com/feed.xml)